Reading Time: 4 minutesData breach liability determines who bears the financial cost when stolen card data is used fraudulently after a breach, and that liability is directly shaped by how much card data a merchant actually stores or touches. High-volume merchants that reduce their PCI scope through tokenization and outsourced card storage carry meaningfully less breach liability exposure than those storing card data directly. A breach involving stored card numbers can trigger card network fines, mandatory forensic investigation costs, and potential liability for fraudulent charges traced back to the exposed data, all of…
Read MoreData Breach Liability Shift and PCI Scope for High-Volume Merchants
